By Artem Boltyenkov
Artem Boltyenkov explores the ways that the listening to impaired can come up with the money for aided listening to. the main humane alternative for all listening to impaired is complete compensation healthcare fiscal coverage. regrettably, supplying unfastened aided listening to for all listening to impaired within the inhabitants is particularly expensive. international locations, which can't have enough money such generosity, want to know tips to spend their constrained assets properly. the writer recommends enforcing the sponsored loans or the sponsored reductions and loans healthcare fiscal coverage to aid the listening to impaired to come up with the money for aided hearing.
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Extra info for A Healthcare Economic Policy for Hearing Impairment
Kochkin, 2005, p. 6. 24 Kochkin, 2005, p. 7. 2S Kochkin, 2010, pp. 23. : 50 ~ "<; '", ~ ~ 0 :J: ~ 45 ..... ~ 40 35 - -....... ~ ~ ... ~ "- "cc, 30 " 25 1 2 3 4 5 6 7 8 10 9 Severity of Hearing loss in OecHes I ~Aided ~U naided Linear (Aided) Linear (Unaided) I Figure 12: Relationship between hearing loss and household income comparing aided and unaided people. 07). " 27 The unemployment rate for aided and unaided hearing impaired for different levels of hearing loss is shown in the Figure 13. In his study, Ruben (2001) shows that income of the hearing impaired is 40% to 45% lower than that of the people without hearing imparnnent.
Lewis (2004) shows that women with disabilities are often perceived as high risk:, and thus refused the loans. "Microfinance lenders commonly share the prejudices against women with disabilities that lead to this exclusion. " 23 Nevertheless, depending on the degree of solidarity feeling in a given culture, disabled entrepreneurs might "benefif' from solidarity feeling of other people and compassion towards the disability. Depending on the culture, some customers might choose to buy from or do business with a disabled person.
Ghatak & Guinnano, 1999, p. 201. 1 Lending from • Theoretical Perspective 41 In a simple model, there are two types of potential borrowers: safe borrowers, and risky borrowers. The former are much more likely to have successful social integration with the help of aided hearing than the latter. An example of a risky borrower would be someone, who would value herlhis hearing insttument or implant significantly lower than a safe borrower several months after fitting. Or it could be someone who uses the borrowed funds for other purposes (risky projects) than aided hearing.
A Healthcare Economic Policy for Hearing Impairment by Artem Boltyenkov